Start a shared goal
Create a Circle with a title and target amount, then invite the people involved.
Kivvo Circles · New Zealand
Save for something together.
A Circle gives a group a shared target and a clear view of progress. It can help friends or family coordinate contributions toward a trip, event or other common goal.
A clearer way to make progress
Invite simply
Share an invite code, link or QR code so others can join the right Circle.
See each share
Review the Circle balance and the contribution breakdown for its members.
How to begin
Start with a plan you can keep reviewing. You decide what happens next.
- 01Create a Circle and explain what the group is saving for.
- 02Share its invite link with friends or family.
- 03Each member decides whether and how much to contribute.
Good to know
Does the Circle owner receive everybody’s money?
No. Circle members can see their own contributions, and the app’s completed-goal withdrawal flow is designed around each person’s own share.
Can I invite someone without sending a code manually?
Yes. Each Circle has an invite link and a QR code that opens its join page.